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How much house you can afford is also dependent on the interest rate you get because a lower interest rate could significantly lower your monthly mortgage payment. While your personal savings goals or spending habits can impact your.
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When it comes to calculating affordability your income debts and down payment are primary factors.
. Mortgage rates change daily and can vary widely depending on a variety of factors including the borrowers personal situation. Here are some tactics to help you find the best mortgage rate for your new home loan. Factors that impact affordability.
The difference in mortgage rates can mean spending tens of thousands of dollars more or less in interest over the life of the loan.
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